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Rates & Fees

Galesburg Burlington CU Interest Rates and Terms subject to change.

Lending Limits:
TermAmount
Unsecured
  $10,000
Secured
  $100,000

Auto Loans

Cars, Trucks, Vans
(New Money Only)
TermRate
New 2023, 2022: 10% down
36 months 4.14%
48 months 4.39%
60 months 4.49%
New 2023, 2022
72 months 4.59%
78 months 4.69%
84 months ** 4.94%
90 months **** 5.19%
Used 2023, 2022, 2021, 2020, 2019
72 months 4.89%
Used 2023, 2022, 2021, 2020, 2019
78 months *** 4.99%
Used 2023, 2022, 2021, 2020, 2019
84 months *** 5.09%
Used 2023, 2022, 2021, 2020
90 months **** 5.29%
2018, 2017
72 months 5.49%
Used 2016, 2015
60 months 5.59%
Used 2014, 2013, 2012
54 months 5.99%
Used 2011 & Older
48 months 6.99%
** Minimum loan requirement of $35,000
*** Minimum loan requirement of $20,000
**** Minimum loan requirement of $50,000
**** Maximum amount financed on New 90 month term is 90% of MSRP
**** Maximum amount financed on Used 90 month term is 90% of NADA Clean Retail (Must have 25,000 miles or less to qualify)
Maximum amount financed on 2015 & older models is 90% of NADA Clean Retail

Motor Homes, RVs, and Campers
TermRate
New & Used require 10% down
60 months same rates as cars by year
72 months **** same rates as cars by year
84 months **** same rates as cars by year
**** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 & 84 month term.

Motorcycles & ATVs
TermRate
New, requires 10% down:
2023, 2022 72 months 5.39%
2023, 2022 78 months 5.89%
Used, requires 10% down:
2023 - 2021 72 months 5.59%
2020 - 2019 72 months 5.99%
2018 - 2016 60 months 6.09%
2015 - Older 48 months 6.19%

Boats
TermRate
New, requires 10% down
60 months 5.29%
New (Pontoon Boats), requires 10% down
72 months 5.39%
84 months *** 5.59%
Used, requires 10% down:
60 months 6.39%
72 months 6.59%
84 months *** 6.79%
*** Minimum loan amount of $25,000 required for 84 month term

Lawn and Garden Tractors: $12,000 maximum loan.
Limit one per member
TermRate
New: Requires 10% down
48 months 6.29%
60 months 6.79%
Used: Requires 10% down
48 months 7.29%

Enclosed, Cargo, & Utility Trailers
TermRate
New & Used require 10% down
60 months 5.79%
72 months 6.29%

Additional Information
TermRate
Shares Secured
84 months 3.99%
Signature
48 months 12.90%

 

Look up Value of a Vehicle: NADA, Kelly Blue Book.

Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.

Financial Tools (Financial Calculators)

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.