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Rates & Fees

Galesburg Burlington CU Interest Rates and Terms subject to change.

Lending Limits:
TermAmount
Unsecured
  $7,500
Secured
  $90,000

Auto Loans

Cars, Trucks, Vans
(New Money Only)
TermRate
New 2021, 2020: 10% down
36 months 2.49%
48 months 2.79%
60 months 2.99%
New 2021, 2020
72 months 3.09%
78 months 3.29%
84 months ** 3.49%
Used 2021, 2020, 2019
72 months 3.59%
78 months *** 3.89%
Used 2021 - 2015
60 months 3.49%
Used 2014, 2013
54 months 4.39%
Used 2012, 2011,
48 months 5.39%
Used 2010, 2009
42 months 6.09%
Used 2008, 2007
36 months 6.99%
Used 2006, 2005
30 months 6.99%
Used 2004 and older
24 months 6.99%
Note:  Maximum lending capability on model years 2016 and older is 90% of NADA Clean Retail. ** Minimum loan amount of $35,000.00 required for new vehicle 84 month term. *** Minimum loan amount of $20,000.00 required for used vehicle 78 month term. 

Motor Homes, RVs, and Campers
TermRate
New & Used require 10% down
60 months same rates as cars by year
72 months **** same rates as cars by year + 0.50%
**** Must be a 2015 and newer model and minimum loan requirement of $20,000 to qualify for 72 month term.
New (only) with 20% down
84 months 4.19%

Motorcycles & ATVs
TermRate
New, requires 10% down:
2019, 2020, 2021 72 months 4.79%
Used, requires 10% down:
2019 - 2021 72 months 5.99%
2017 - 2021 60 months 5.49%
2014 - 2016 48 months 4.99%
2013 - Older 36 months 5.99%

Boats
TermRate
New, requires 10% down
60 months 4.79%
New (Pontoon Boats), requires 10% down
72 months 4.99%
84 months * 5.19%
Used, requires 10% down:
60 months 5.99%
* Minimum loan amount of $25,000 required for 84 month term

Lawn and Garden Tractors: $12,000 maximum loan.
Limit one per member
TermRate
New: Requires 10% down
48 months 5.49%
60 months 5.99%
Used: Requires 10% down
48 months 6.49%

Enclosed, Cargo, & Utility Trailers
TermRate
New & Used require 10% down
60 months same rates as cars by year

Additional Information
TermRate
Shares Secured
84 months 4.49%
Signature
48 months 12.90%

 

Look up Value of a Vehicle: NADA, Kelly Blue Book.

Single and Joint Credit life insurance available at an additional cost. Temporary disability insurance available upon request.

Financial Tools (Financial Calculators)

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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government, National Credit Union Administration, a U.S. Government Agency.