|
Galesburg Burlington CU Interest Rates and Terms as of 12-11-07 (See right hand column)
Lending Limits:
| Unsecured |
|
$7,500.00 |
| Secured |
|
$80,000.00 |
| Mortgage |
|
$200,000.00 |
Mortgage loans available in Knox, Warren, Fulton, McDonough, Henry, Henderson, and Mercer counties in Illinois. Check with office for details.
Figure A: Payment Calculator
Look up Value of a Vehicle: NADA, Kelly Blue Book.
Free credit life insurance provided on installment loans to eligible borrowers. Temporary disability insurance available upon request.
 |
|
Mortgage
| Loans |
|
15 year |
6.00% |
|
30 year |
6.50% |
Cars, Trucks, Vans (New Money Only)
| New 08, 07, 10% down |
|
60 months |
4.90% |
| New 08, 07: less than 10% down |
|
60 months |
5.90% |
|
72 months |
6.90% |
| Used 07,06,05 |
|
|
60 months |
5.90% |
| Used 04,03 |
|
|
54 months |
5.90% |
| Used 02,01 |
|
|
48 months |
6.90% |
| Used 00,99 |
|
|
42 months |
6.90% |
| Used 98 |
|
|
36 months |
7.90% |
| Used 97 |
|
|
30 months |
8.90% |
| Used 96 |
|
|
30 months |
8.90% |
| Used 95 |
|
|
30 months |
8.90% |
| Used 94 and older |
|
|
24 months |
8.90% |
Motor Homes, RVs, and Enclosed Trailers
| New, Used requires 10% down |
|
60 months |
see car rate |
| New (only) with 20% down |
|
84 months |
6.90% |
Motorcycles
| New, requires 10% down |
|
60 months |
5.90% |
| Harley-D. |
72 months |
5.90% |
| Used, requires 10% down: |
| 1 and 2 yrs |
48 months |
6.90% |
| 3 and 3+ |
36 months |
6.90% |
Boats
| New, requires 10% down |
|
60 months |
6.90% |
| Used, requires 10% down: |
|
48 months |
7.90% |
Snowmobiles & Lawn Tractors
| New or Used, requires 10% down |
|
36 months |
6.90% |
Additional Information
| Shares Secured |
|
84 months |
4.90% |
| Signature |
|
48 months |
12.90% |
| VISA Card |
|
|
11.90% | |